Refinancing

Looking at your current mortgage every 2 to 5 years is a good rule of thumb. Often times people can leverage their financial situation for the better.

When should I refinance?
Even if you are satisfied with your loan, it is good to look at your financial situation every couple of years.

How low do rates have to go before it makes sense to refinance?
Should I refinance? calculator

Complete the form below if you need assistance in re-evalutaing mortgages.
Name:	*
Email:	*
Phone:	*
Zip Code:	*
What is the purpose for the refinance? (Check all that apply)	Lower Interest Rate Cash for Debt Consolidation Cash for Home Improvement Cash for Investing Change Term (30 year to 15 year) Other
What is the balance of your 1st mortgage?	$
What is your current rate for 1st mortgage?	Adjustable Fixed   %
What is the balance of your 2nd mortgage?	$
What is your current rate for 2nd mortgage?	Adjustable Fixed   %
Do you know the value of your home?	$
Who is your current mortgage with?
Who is your current home owners insurance with?
How much do you pay in property taxes per year?	$
How would you rate your credit?	Excellent Good Fair Poor
Have you had any mortgage payments that have been 30 days late (or more) in the past 12 months?	Yes No
Have you had a bankruptcy or foreclosure in the 7 years?	Yes No